Geico Auto Insurance / uses for your car

So I just set up auto insurance through Gieco. I had to list what the car was for. I had three options:

• Commute to school
• Commute to work
• Recreational use

There was no option for a stay at home father (or mother in that case).

I had to put down that the car was for recreational use which of coarse means a higher premium. Are there not people who stay at home with their children and don't work? apparently not according to Geico.

...and what about retirees. are all thier cars only for recreatinoal use as well?